PayLater provides additional payment flexibility. You can make payments in the next month or in 4, 8 or 12 instalments. A processing fee is applicable for 8 or 12 instalment options.

Keep in mind, a S$10 admin fee is incurred if you fail to make your payment in time. You may read more in our Terms of Service. At the request of customers, we will provide explanations in Chinese, Malay, and Tamil.

To qualify, you should be:

• You've been an existing Grab user for at least 6 months.
• You're aged 18 years and above.
• Your account has been fully verified.
• You're a Platinum, Gold, or Silver GrabRewards tier member.
• Your Grab app has been updated to the latest version.

If you're eligible for PayLater, you'll be able to activate it in-app, or simply launch your Grab app, tap on Finance, tap on Enjoy Now and Pay Later under Explore GrabPay.

If you don't see the PayLater option, we're unfortunately unable to offer this service to you just yet. All approvals are subject to our internal review.

We are working towards providing the PayLater service to more users soon. Stay tuned!

Easily track if you're earning GrabRewards points for your selected Grab payment method by checking it during the checkout flow. Get up to 1.2% back in GrabRewards points (or up to 6 GrabRewards points per S$1 spent) for every PayLater transaction.

Look out for our various exciting promotions and merchant offers for great value at our merchant directory.

It's the faster, easier way to pay. Simply swipe on your phone to pay and earn GrabRewards points. You may use your points to:

• Redeem discounts off your Grab transactions.
• Redeem exciting partner rewards from the GrabRewards catalogue.
• Offset your online and offline payments.

GrabPay is the collective umbrella term for all of Grab's payment services. GrabPay Wallet is a licensed e-money wallet containing a topped-up balance. Use it to shop online, make payments, transfer funds and earn rewards on your transactions.

No, you don't. You can also use PayNow to top up your GrabPay Wallet.

Find a comprehensive library of help articles in Grab's Help Center.